I agree completely. For a bank ATM I'm sure that they have a lot to lose from skimmers, as it affects their customers' accounts. But for a gas station, a generic ATM do they really stand to lose much from the skimmer? They still get your money. And in many cases I'm suspicious that its shifty gas station employees, store clerks that are installing these things in the first place. Who else has the time to go and study the layout of the card reader, maintain it and retrieve the data etc without getting caught? The only way there is going to be a real change is with legislation in my opinion