there certainly has to be a method that could be devised to prevent this type of fraud. Visually a lot could be done that should foil someone looking to attach a skimmer.
From continuous images, seamless faces to make it obvious something is added on, to screen based keyboards. I am sure a lot of thought is put into it. I would hazard that the losses are not sufficient to fix it.
I agree completely. For a bank ATM I'm sure that they have a lot to lose from skimmers, as it affects their customers' accounts. But for a gas station, a generic ATM do they really stand to lose much from the skimmer? They still get your money. And in many cases I'm suspicious that its shifty gas station employees, store clerks that are installing these things in the first place. Who else has the time to go and study the layout of the card reader, maintain it and retrieve the data etc without getting caught? The only way there is going to be a real change is with legislation in my opinion
Yeah my first thought on reading the article is that if enough actors cared about this they would redesign the standard for card readers so that the card goes flush into the reader without any protrusions (some are already like this) and then market this fact so that machines that aren't flat are viewed with suspicion, but I'm sure the costs to replace all the machines out there and do the marketing would be enormous at this point, and you would need buy-in from a ridiculous amount of companies so it is unlikely to happen.
From continuous images, seamless faces to make it obvious something is added on, to screen based keyboards. I am sure a lot of thought is put into it. I would hazard that the losses are not sufficient to fix it.