I don't count as a user, since I am relatively affluent, tech-savvy, and always pay off my credit card every month.

I'm thinking of the average person who buys with Interac to avoid debt, and feels an impedance to buying online because of credit-card-only. I'd love to have the ability to enable those people's purchases through Stripe.

(I agree that the bank-redirect flow is awkward slash awful. However, you solved exactly that problem with your Alipay integration! :) )