>> It took me embarrassingly long in my youth to understand that when people said "I don't have time" or "I can't afford to", what they really meant was "I don't want to".
And "I don't want to" often means "I don't want to make the effort, but I would like the outcome if I did."
I think it really means "I would like to, but the cost is too high." IE - They like the idea of the reward, but the "expense" in terms of opportunity cost is too high.
They just don't think it through to the end when they say it. Or maybe they do, and this is just an easier way to say it?
And "I don't want to" often means "I don't want to make the effort, but I would like the outcome if I did."