They should put certain things under nurse care without a doctor. And Lower the cost of a medical degree. The gatekeeping and regulation of medical licenses has created businesses maximizing profits behind the cloak of government regulation.

And like colleges, there’s too much back end administration adding to the costs, have to do something about that too

Startups have been slowly whittling away at every business operating behind licenses and regulation for the last 2 decades.

The last 3 industry that will succumb, (imho) will be finance, legal, then healthcare in that order.

USA should look to Europe for advice on insurance. I pay €1000 a year for full insurance and no co-pay in Spain. No restrictions.

Good luck, guys. It's a God-awful huge and complex system, all the big greed-gougers have priced maintaining their positions into their business models, and 99% of the public has E-Z-Push emotional buttons on the whole subject...but neither the time nor patience to understand what's really going on.