American HOAs simply have too much power. In Canada HOAs exist, but their ability to levy fines or put liens on property is much more limited[1] and usually requires actual damage. This effectively eliminates a lot of the ridiculous rules about the size of someone's shed or the species or grass because there's no real way to enforce them.
[1] https://old.reddit.com/r/legaladviceofftopic/comments/acd767...