Switzerland... Usually cash. Sometimes Debit Card / Maestro (for larger purchases or if you don't have money on hand). People usually withdraw money from the ATM to pay for their purchases.
The idea probably is: It's easier and simpler to withdraw 200 bucks once and pay in cash at the different stores instead of having to enter the card and PIN every time you purchase something.
The idea probably is: It's easier and simpler to withdraw 200 bucks once and pay in cash at the different stores instead of having to enter the card and PIN every time you purchase something.