The "statistical value of a life" doesn't mean what you think it does. It's essentially a measurement of how much, on average, people value their own live at the margin (i.e. how much are they willing to pay for a slightly safer car, how much more does a slightly more dangerous job have to pay for people to still apply etc.)
It's not a political "cap on how much to spend on saving somebody's life". There have of course been rescue operations more expensive than that per person, and some medical expenditures exceed that cap as well.
It is used in public healthcare, for example, with biologic drugs. According to my rudimentary calculations, Spain has an 80-100B euro public healthcare budget. If every person who would benefit from a biological drug treatment received it, that would add close to 40% to that budget.
And in the US, these drugs are much more expensive.
What drug treatment are you referring to, in particular?
In many countries, including those with both socialized and private healthcare, insurance companies routinely pay for treatments costing much more than the statistical value of life.
Also, these incredibly expensive single-dose cures usually are that expensive because they don't benefit from any economies of scale and/or haven't recouped their investment yet. In competent healthcare systems, the price is driven down substantially sooner rather than later for almost all drugs through negotiations.
