Totally agree. I'm all for the big life changing move - when there aren't people depending on you for their survival.

Also - you're building a house? If I was going to quit my consulting gig to do startups (which I'm strongly considering doing) I would (and do) keep my debt to a bare minimum.

Edit: Based on OP's answers in reply to the parent comment, it appears as though the situation is not quite as dire as it sounded at first read of the article.