My bank's branch in my neighborhood only has a drive-through ATM... and a sign disallowing pedestrians from using it. (A lot of drive-through places have such signs... liability, insurance, etc.) It's annoying. Of course, pedestrians walk up to the drive-through ATM all the time, anyway.

(By the way, I lived in Starkville in my college years, and also had some strange looks as a pedestrian...)