If you want an actual startup-oriented bank that has their shit together (e.g. t... | Hacker News

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		arynda on March 27, 2023 \| parent \| context \| favorite \| on: First-Citizens Bank to assume deposits and loans o... If you want an actual startup-oriented bank that has their shit together (e.g. they employ sweep accounts and by default you have $5M of FDIC insurance), mercury.com has been excellent. Great tech, great UI/UX, great app, transfers are free (ach, check, domestic and intl wires), instant virtual cards, physical if you need it, finely-grained spending limits, etc. They're awesome.

kasey_junk on March 27, 2023 [–]

Worth noting mercury is not a bank. They are a tech partner that primarily banks with Evolve.

That shouldn’t dissuade anyone from using them and I have no experience or opinions whatsoever about them. Just mercury isn’t a bank.

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