If you look at most of the new projects, this is probably true. It's startup-Chads trying to get lots of bucks quickly.

But if you look at the original, Bitcoin, it's harder to make the same argument, as arguably, there is no "them at the top" for Bitcoin.

The guy who would have 25-50b worth of BTC “at the top” somehow drifted into the ether. No pun intended.

I was going to correct you by saying "if you didn't intend the pun, you should have used 'aether' (or 'æther' if you're cool)" but in going to the Wikipedia article to copypaste the "æ", I learned that "alternative spellings include æther, aither, and ether", which was enough news to me that I felt it worth commenting. Fair play!

What changes in Bitcoin are you referring to? Or maybe you didn't mean Bitcoin.