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>I hope ranting about smartphones in a cashless-ness thread isn't too off topic

I don't think so. Certainly it's hard to argue that at least a feature phone that you're willing to give out the phone number for is well-nigh mandatory.

As you say, go back not that many years and cash/travelers checks and appropriate ID (drivers license and/or passport) were really all you needed in general. In addition to phone, it's really hard without a credit card today as well.





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