Live in Germany, driving for 25 years. Never was in an accident. Same as my father, who has been driving for more than 45 years. Anecdotes, I know, but I definitely know less people that were in accidents than those that were not.
Nobody in my wider family drives. But I remember 4 accidents. 2 as passengers in a car, which is already very rare in a family without cars. 2 hit by cars breaking traffic law when cycling. Nothing overly dramatic happened, but still.
Most of my relatives and friends have been in car accidents. 2 friends of friends even deadly.
