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You don't need an internet connection to use Apple Pay. Unless you mean you didn't use credit cards before, the situation has been the same for the last 20-30 years when we stopped using carbon paper imprints.


The payment terminal still needs internet access to process your Apple Pay transaction


It does not for credit. Credit transactions can be batched offline and transmitted when things come back online. Debit must be online, though.


What happens if the transaction is over credit limit or if someone uses a fake (once valid but now cancelled, generated, etc) card?




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