You should have disk encryption turned on. I would not worry unless you think there is someone who is willing to spend an enormous amount of time and effort to access your data.
I'm still using a 2012 Lenovo laptop because I could upgrade its disk and RAM, and replace its battery. Otherwise I'd have had to buy a new laptop years ago.
Disappointing that most Lenovo laptops now have soldered RAM but you can only get up to 16 GiB.
The question is ambiguous but I interpreted it as if the laptop fails and I need to have it repaired how do I keep my data safe because I can't just pull the hard drive out before sending it for repair.
The T2 chip already encrypts the SSD using a unique identifier generated and known only by that host's T2, so it's sort of a non-issue imo
1st - if it fails during warranty, how do I send it for repair safely (as in my data be safe)?
2nd - it decreases its value imho. I mean how many people buy/trust used storage? I wouldn't.