They should be trying to find a business model.

Pry staff may leave and work for a competing company of the end user

Is it possible for Pry staff to do any actions in the accounts such as withdraws?

Does third part access void TOS with banks that have protections in place?

If Pry is sold to another company, how is data transferred to the new company? Does the end user have the option of preventing the transfer?

Pry staff cannot do any withdrawals. We use Plaid for our third party access and they are widely used. If we sold, I have no idea. But we have 24 months of runway right now and no plans to sell.

,,no plans to sell'' is the worst thing a company can say, as it just reminds me of WhatsApp and friends.

What VC?

Insight Partners. They evidently led the Series A for OP's last startup, which according to their LinkedIn is Numetric. Crunchbase tells you what you need to know: https://www.crunchbase.com/funding_round/numetric-series-a--...

I'm aware of Max Levchin doing something similar to a YC founder, but with the involvement of another VC at the time.