No, certainly haven't seen the worst yet. By early November the Black Death will certainly pale in comparison to covid. Until at least the 4th, then it's smooth sailing when Joe brings us out of the darkness into the light.
"Democratic vice presidential candidate Joe Biden and his wife gave an average of $369 a year to charity during the past decade, his tax records show." - ABC news
"Joe Biden and his wife donated just $70,000 to charity in the two decades leading up to 2017, per their tax returns. But when their earnings skyrocketed in 2017, so did their giving. That year they handed more than $1 million, or about 9% of their income" (including $250K to their own foundations) (still pretty low since he and his surviving children got stinking rich after the Vice Presidency and is quite old)