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I’m at that point where I’m working less and making more money and I’ve done most of the stuff people want to do traveling, hiking, gaming, etc. and I’m still in my 30s. Now everything starts to feel same old boring there’s no excitement.


How long does H1B stay active if it hasn’t been activated by entering the US. For e.g if my H1B is selected in lottery and I have also got visa stamp but due to hiring freeze in US, I’m allowed to work in Canada for same company. Can I enter US after 1 year if the position opens up in the US for the same company with same valid H1B?



I don’t remember when was the last time I’ve paid my credit card, I’ve set it on auto pay. Plus I accumulate enough points at the end of the year for one way trip to India.


I’ve used credit card for more than 10 years and I’ve never paid any interest in those 10 years. If you pay your bill in full every month then there’s no interest charged.


I’ve used both and I prefer NFC over UPI. I just need credit card and phone that supports NFC. No need of phone number, deal with entering pin, scanning QR code, linking account during setup, etc. Biggest plus point with linking credit card is fraud protection.

In US NFC is best and seamless since most people have high end phones. In India maybe UPI with QR code is better solution since you only need phone with a camera.


I‘m Indian living in US. I would rather prefer NFC solution like credit card attached to Apple Pay over UPI. Once you use NFC with Apple Pay you are not going back to UPI. Plus credit card comes with fraud protection and credit card points that I can use for more travel.


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